Job Details

Associate Product Manager - Personal Lines

Join to apply for the Associate Product Manager - Personal Lines role at Nationwide. If you're passionate about helping people protect what matters most and innovating to simplify processes for the best customer value, then Nationwide's Property and Casualty team could be the place for you!

Job Overview

This position supports the states of MA, NJ, and NY for the NERO Region of Personal Lines Product. You will position products for profitable growth within states that are smaller or less complex.

Skills Desired

• Prefer prior personal lines insurance product or pricing experience
• Proficiency in analytical tools and ability to see trends and patterns in the data
• Strong verbal and written communication skills
• Ability to build partnerships and influence internal and external partners
• Ability to drive results, problem solve, handle ambiguity and learn on the fly
• Manage projects, competing priorities, timelines, and resources

Job Description Summary

Our work is essential to helping Nationwide build the future capability to serve customer needs. Keeping existing products relevant and building new products requires research, critical thinking, practicality and collaboration. If you enjoy gathering input, working independently and with a team, and creating innovative customer solutions, we want to know more about you!

Key Responsibilities

• Capture information from multiple internal and external sources, including competitor filings, and analyze data.
• Analyze product performance and proactively find opportunities at state, line of business and agency level.
• Analyze and review financial results, product profitability, business mix, competitive information, and forecast performance.
• Plan work and manage timelines to complete project work through others.
• Determine and recommend product positioning for overall profitability using rate reviews, pricing, risk appetite, placement, and timing.
• Develop detailed product plan to achieve long‑ and short‑term financial objectives for assigned state(s) and product(s).
• Consult with leadership and internal partners regarding analysis, ideas and business performance.
• Communicate product, pricing and organizational decisions to internal and external partners.
• Build and strengthen relationships with peers and partners; participate in cross‑functional teams.
• Participate in training classes, meetings and pursue additional education.

Typical Skills And Experiences

Education: Bachelor's degree in insurance, actuarial science, mathematics, risk management, economics, finance, accounting, business administration or related field preferred.

License/Certification: Progress toward or completion of CPCU, AU CIC, INS ARM, Actuarial exams or similar designations preferred.

Experience: Six years of experience in underwriting or product preferred. Cross‑functional experience and data analysis preferred.

Knowledge, Abilities and Skills: Core business functions, commercial lines insurance products, state regulations, underwriting procedures, financials, trend analysis, competitor data, analytical tools, relational databases, data visualization, statistical software, communication, influence, project leadership, problem solving, decision making.

Benefits

We offer medical/dental/vision, life insurance, disability coverage, paid time off, holidays, 401(k) with company match, company‑paid pension plan, business casual attire and more.

Equal Opportunity

Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic protected by applicable law.